Asset Based Loans

Leverage Your Assets to Create Additional Working Capital

Asset based loans are a straightforward method of financing that consists of leveraging a company’s assets, such as its inventory and accounts receivable, to fund its borrowing needs. The end result is normally far greater borrowing power than a traditional bank might extend, usually without the need to show much, if any, profitability or to maintain a minimum net worth.

Asset based loans are often sought after by companies needing additional working capital for a variety of general business purposes. Accordingly, you can leverage your company’s assets to create that additional working capital to carry out your future business plans. Other common asset based lending purposes Enterprise Financial Partners can assist your company with include:

• Refinances
• Debt Restructurings
• Growth Opportunities
• Seasonal or Cyclical Needs
• Acquisitions, LBOs and MBOs
• Consolidations and Roll-ups
• Privatizations
• Turnarounds
• Bankruptcies (Debtor-in-Possession)
• A/R Securitizations